Unlike other dealerships, we don't need to try to find financing for you. At Crossroads, we finance 99% of our car sales ourselves. That means we don't hand off your loan application to a bank like other car dealerships do… we are the bank.

Most banks look at your past and make a simple yes/no decision about your loan. At Crossroads, we're more interested in your future. We focus on your situation looking forward, and find a way to make things work. Because we're the leading experts at financing cars for people with credit problems, we know exactly what to look for when assessing a customer's situation—things that banks don't even know about. Every person is different, and if there's a way to make it work for you, we'll make it happen.

And because we don't shop your loan around to a bunch of banks, your credit report won't suffer by making it appear like you're looking for money—which is exactly what happens when you buy from other dealerships.